Charts / Money

Mobile money moved US$1.4 trillion across Sub-Saharan Africa in 2025

Africa handled about two-thirds of the world's mobile money value in 2025 and held most of its accounts, far ahead of every other region.

Updated October 2026 · Data year 2025 for GSMA figures. World Bank Findex account ownership is the 2024 survey round

Figure 1

Africa handled about two-thirds of the world's mobile money value in 2025 and held most of its accounts, far ahead of every other region.

66%

Transaction value · % of global total, 2025

Source: GSMA, World Bank · 2025 for GSMA figures. World Bank Findex account ownership is the 2024 survey round · Shares are GSMA's Africa-wide figures for 2025. Sub-Saharan Africa makes up nearly all of Africa's mobile money activity.

Mobile money in Sub-Saharan Africa processed about US$1.4 trillion in 2025, up 26% on the year, with 1.2 billion registered accounts and 341 million active 30-day accounts [S1]. Africa drove roughly two-thirds of the US$2.1 trillion that moved through mobile money worldwide in 2025 and held just over half of all registered accounts [S1]. Growth is fast: the Sub-Saharan Africa figure was US$1.1 trillion in 2024 [S2]. The honest caveat is that GSMA reports the 66%, 59% and 52% shares for Africa as a whole, not Sub-Saharan Africa alone, though the sub-region is nearly all of it. Survey data agrees the base is wide: about 40% of Sub-Saharan African adults held a mobile money account in 2024 [S3].

Takeaways

Sub-Saharan Africa handled about US$1.4 trillion in mobile money in 2025, up 26%.
Africa drove roughly two-thirds of global mobile money value that year.
About 40% of Sub-Saharan African adults had a mobile money account in 2024.

Sources

TIER A GSMA, The State of the Industry Report on Mobile Money 2026 (2025). https://www.gsma.com/sotir/wp-content/plugins/plugin_gsma_sotir/reports/The-State-of-the-Industry-Report-2026_English.pdf
Sub-Saharan Africa transaction value US$1.4 trillion, registered 1.2bn, active 341m, and Africa shares of global totals (66% value, 59% active, 52% registered). Global value US$2.1 trillion, all for 2025.
TIER A GSMA, The State of the Industry Report on Mobile Money 2025 (2024). https://www.gsma.com/solutions-and-impact/connectivity-for-good/mobile-for-development/wp-content/uploads/2025/04/The-State-of-the-Industry-Report-on-Mobile-Money-2025.pdf
Sub-Saharan Africa mobile money transaction value US$1.1 trillion in 2024, used for the year-on-year growth comparison.
TIER A World Bank, The Global Findex Database 2025 (2024). https://thedocs.worldbank.org/en/doc/be6615202d1f08a25855c8ac2d615122-0050012025/related/Global-Findex-2025-figure-list.pdf
About 40% of adults in Sub-Saharan Africa have a mobile money account (2024 survey round), corroborating the breadth of adoption.

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